Today's Federal Rates

August 06, 2026

Program Conv? Rate Term Points Down Payment APR* Payment per $1000
FHA 30 Year Fixed N 6.250 30 .40 3.5% Minimum% 6.933% 6.16
VA 30 Year Fixed N 6.250 30 .40 0% Minimum% 6.375% 6.16
USDA N 6.250 30 .40 0% Minimum% 6.930% 6.16
FHA Down Payment Assistance Program N 7.250 30 0.00 3.5 Minimum% 8.424% 7.52
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
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